The Mind Card™ is a nonprofit program that helps cover out-of-pocket costs for mental health therapy, including copays and private-pay sessions. We believe therapy should be as routine and stigma-free as a checkup and accessible to everyone.

Anyone seeking mental health care who needs help covering the cost of therapy regardless of insurance status, income level, or background. If therapy feels financially out of reach, The Mind Card is here to help.

No. We assist people with or without insurance. If you’re self-paying, have a high deductible, or lack mental health coverage, you qualify.

The Mind Card™ may cover:

• Therapy copays (for those with insurance)

• Full or partial payment for sessions (for private-pay clients)

  
  The amount and frequency of support depends on available funding and need.

• Currently we are offering up to $50 per session, up to 6 sessions, valid for 6 months.

You can choose any licensed mental health provider who is willing to accept The Mind Card™. If you don’t have a therapist yet, we can help you find one.

Give your therapist our website so they can directly apply, or let us know if we can help and we will contact them for you.

We are currently offering one individual one card, per calendar year, a max of $50 per session, up to 6 sessions, valid for 6 months.

We understand for those without insurance or those with high deductibles that this likely won’t cover the full session fee, but we hope to at least provide some relief.

You will receive an update within 2-3 business days after submitting your application.

If we are reviewing a high volume of requests, it may take a bit longer but we will keep you informed.

We process applications monthly based on the prior months donations.

If our funding has been fully allocated for this cycle (month):

• Your application will be placed on a waitlist

• You’ll be notified when funding becomes available again

• We may share alternative low-cost mental health options in the meantime. We know how important it is to get the care you need, when you need it.

Approved applicants may receive assistance for a defined period (our current goal is the first 6 sessions) so you can get established with your provider.

After that, you can reapply if you still need support based on funding availability. If we can help, we WANT to.

Absolutely. All application details are kept secure and confidential. We never share your information without your consent.

The Mind Card™ is powered by generous donations from individuals, businesses, and community partners who believe in expanding access to mental healthcare.

We couldn’t do it without them and are extremely grateful to those who believe in our mission!

Yes. Parents or guardians may apply on behalf of a child, and caregivers may apply with consent for an adult family member. Please indicate this clearly on the application.

Visit our donation page to support The Mind Card™ and help others access the mental health care they deserve.

100% of your donation supports real people by subsidizing copays and therapy session costs.

The Mind Card Inc. is a 501(c)(3) nonprofit. Donations are tax-deductible as allowed by law. EIN: 39-3424833.

Absolutely. If there’s a better fit through public programs (like those through DCF or local nonprofits), we’ll help guide you there too.